When the Latvian film “Flow” won the Academy Award for Best Animated Feature in 2025, Oscars host Conan O’Brien turned to the crowd and joked, “Ball’s in your court, Estonia!” And while no, the Baltic nation isn’t likely to win an Oscar, it has plenty of which to be proud, not leastwise its exploding fintech sector – with modular core banking platform Tuum right near the top of the companies changing the world from Tallinn.
Fronted by Chief Executive Officer Myles Bertrand, Tuum, founded in 2019, has come a long way since it was co-founded by Rivo Uibo, Ove Kreison, Jan Lakspere, and Jüri Kirme, all of whom remain at the company in executive roles. Bertrand, too, has come a long way: A New Zealand native, he has crossed two continents to end up in his current position.
Appointed in 2023, Bertrand boasts more than 20 years of experience in financial technology and banking software solutions. As the former Managing Director at Mambu APAC, and more recently the Chief Revenue Officer at global digital micropayments platform DT One, he took over at Tuum just as the company needed someone to steward it through a period of intense growth.
The results speak for themselves. The company has remained on its upward trajectory since Betrand’s appointment, most recently renewing its core banking software services agreement with Fiinu Plc, a UK-based fintech. The move came just a week after the company announced a partnership with Sumsub, a global full-cycle verification platform.
Between “Flow” and this? The state of the Baltics is great.
